An insured moving company should be able to show you their COI so you can verify they have the necessary insurance coverage. A COI typically includes:
- Name of the insured: This is the name of the individual or company covered by the insurance policy.
- Policy number: A unique identifier for the insurance policy.
- Types of coverage: This could include general liability, workers’ compensation, professional liability, etc.
- Policy limits: This indicates the maximum amount the insurer will pay under the policy.
- Policy effective dates: The start and end date of the coverage.
- Name of the insurance company: The company providing the insurance coverage.
- Contact details: Information on how to reach the insurance company or agent for verification or claims.
- Certificate holder: The person or entity requesting proof of insurance.
- Additional Insureds: Any other individuals or entities also covered under the policy.
- Endorsements: Modifications to the insurance policy terms or coverage.
